General Liability Insurance for Contractors in Yucaipa: Are You Fully Covered?

For contractors, every project is unique and comes with its own risks. General liability insurance can offer critical financial protection for both contractors and clients.

What Is General Liability Insurance?

A general liability insurance policy can help contractors with the following claims:

• Bodily injury—This can help if a third party is injured due to your work or on your job site.
• Property damage—This can help if your operations cause damage to a client’s home, business, or belongings.
• Personal and advertising injury—This can help with claims of libel, slander, or copyright infringement.

What Isn’t Covered by General Liability Insurance?

General liability can offer broad financial coverage, but it doesn’t include everything. You may need to consider additional policies, such as the following:

• Workers’ compensation may cover medical expenses for employees who are injured on the job.
• Commercial auto insurance may help with damage to vehicles used for business purposes.
• Tools and equipment coverage may help repair or replace tools and gear that are stolen or damaged, as outlined in your policy.

Why Is General Liability Insurance Important for Contractors?

Contractors should consider general liability coverage for a variety of reasons. Many clients require contractors to carry general liability insurance. Without this coverage, you may not be eligible to take on lucrative projects. It can also demonstrate professionalism and trustworthiness. Having the appropriate insurance coverage may increase client trust in your business.

Contact Us

The professionals at Easi2Insure Insurance Services in Yucaipa, CA are ready to help you with your insurance needs. Contact us today for help finding a policy that fits your needs and budget.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.